A computer, an internet connection, and some headphones and you'll be miles ahead of where I was in my scuffling days. If you want your family to hear the tunes, then a used receiver, speakers and a DAC are the fixed costs. Then you'll have so many sources of music to explore and be able start a collection at a reasonable monthly cost. Whether it's "Hi-end"- that's a frame of reference thing. My presesent setup- a dream come true for me, but primitive by other's POV. Music enjoyment- I think you'll be there.