I fell victim to a scam

0 Feedback on the Audiogon resume = no deal for me. No matter how enticing, unless they are willing to send me the item, first, and wait on me for the $$.

I got burned once on PP, but strangely so, and not through A'gon. Small amount of cash, but goods never sent, no contact from seller. I initiated a PP dispute and eventually they took money out of his account and put it back in mine--I only got back about 75%, but counted myself lucky. To this day I have no idea why he didn't empty his bank account before the dispute deadline was over. So, not only was I cheated, I was cheated by an moron.

Why did you not leave negative feedback for that seller?

PayPal will not help if you actually receive goods. If the seller misrepresented or if something is broken they are of no help. HOWEVER, if you receive nothing, they WILL help (at least in my experiewnce and of others I've spoken with).

Sorry to hear of your misfortune ... I really like this site for the Non-ebay atmosphere. I hope the bas##$ds are caught and prosecuted.

Looks to me like you might call Visa and explain that you made payment and never received your goods. In a way ... your Visa account was jeopardized. There are some card issuers that go above and beyond this "Zero Liability" to cover ALL on-line purchases. If you do get ripped ... check around and find a card issuer that will cover ALL on-line transactions and setup an account that you can tie to Paypal. Maybe your card issuing bank has this kind of protection already.

I checked VISA's policy on-line and picked this out ...

=======================================================

Zero Liability has you covered

* Worry-free shopping
* Ultimate security
* Complete fraud protection

Owe nothing on fraudulent transactions

Visa’s Zero Liability policy means 100 percent protection for you. Visa’s enhanced policy guarantees maximum protection against fraud. You now have complete liability protection for all of your card transactions that take place on the Visa system. Should someone steal your card number while you’re shopping, online or off, you pay nothing for their fraudulent activity.

If you notice fraudulent activity on your card, promptly contact your financial institution to report it. It is important to continually monitor your monthly statement to identify any unauthorized transactions.**

Visa’s Zero Liability policy took effect April 4, 2000, and is a great improvement on the previous policy. The former policy required that you report fraudulent activity within two business days of discovery. After this two-day period, you could be held responsible for up to $50 of the unauthorized charges. With the new Zero Liability policy, you’re no longer required to report fraudulent activity within two days and you’re not responsible for any fraudulent transactions made over the Visa network.

The Zero Liability policy covers all Visa credit and debit card transactions processed over the Visa network—online or off. The only transactions not covered under the Zero Liability policy are commercial card, ATM, and non-Visa-branded PIN transactions.

For transactions on other networks, the liability decision is left to the financial institution that issued your card. The issuer has the option of extending the same protections afforded by Visa's Zero Liability policy.

Good luck man,

Hi,

I agree with Stvncar, post the user id, and all details about how he works his scams to help all of avoid him at all costs.

Thanks

God bless...