Wow! Pretty darn responsible crowd here! Good to see. Although I DO agree that people should not live beyond their means and that America is way too debt and credit card crazy, I can't help but wonder if anyone here has ever financed a jet ski, a motorcyle or a boat or maybe a car that is more than you need to get to and fro? Has no one here charged a big screen TV or a suit at a clothing store or a vacation?
My point is that I will wager than some of you who have rallied so firmly against financing stereo purchases have probably charged other non-necessities. Then again, maybe not - things that make you go HMMMMMMMM!!!!