It's not clear if the reason you want to use an external crossover is for the purpose of biamping. If it's not, I can't imagine you could improve on the performance over Totem's internal crossover.
If you want to bi amp speakers you need 2 stereo amps (or 4 mono amps, or one 4 channel amp). I suggest you do some research on bi amping - there are plenty of threads in the archives on this.
Passive bi amping simply connects one amp channel to the woofer posts, another to the tweeter posts. The internal crossover handles the filtering. There are 2 ways to do this - 1) Vertical bi amp places 2 identical amps on each speaker - the preamp signal is split to each channel, and one channel powers the tweeter, the other the woofer. 2) Horizontal bi amping can use non-identical amps but they need to have a volume pot so you can ensure volume is balanced. In this configuration, one amp (the highest power amp) powers the woofer, the other powers the tweeter.
Be SURE that you remove the jumpers that connect the hi/lo binding posts.
If you want more advice - it would help if you post more info about the amps you're using and exactly what you are striving for . . .