If your whole system costs $40,000....

I recommend the PS Audio Perfect Wav system. Hi rez memory player DAC combo ($6K). For an additional $800, you can buy the music server piece for the DAC. For best sound I recommend a turntable setup, but that will cost you much more when you consider a good table, arm, cart, phono-stage and records of course. I use the Perfect Wav for my occasional digital playback. Hard to beat that combo for the money, imo.

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No, you accepted the answer you wanted to hear, some said 10%, some gave other amounts, some gave a dollar limit.

If you think 10% is a good answer then more power to you but IMHO and others it is a worthless piece of information.

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An affixed price on Love or Happiness cannot be set.

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Love is about $100 for 15 minutes, happiness is a bit more.

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...once again - same people have a response to just about every question asked here on this forum, and usually only with another question and never add any value to the OP question or sitaution. Okay ...about $100,000 and the front end digital retails about $30,000 which includes cables. So about 1/3 or 33% of my system's cost.