Oppo protection plan ??

nada

4 years is a loong time in digital & you may well upgrade by then even if it works just fine

From my experience and from others that I know who own Oppo, failure rates are few and far between.

Bill

My 105 has worked well for the 4 years that I've owned it.  I did wind up calling their customer service a couple of times for issues that turned out not to be related to player.  They were very responsive and helpful.
   Oppo gets good marks for product reliability.  I would worry about Marantz or NAD which have less enviable track records and I would save the money

Protection plans and extended warranties are a great money maker for companies and frequently useless for consumers. I always avoid them YMMV.

ptss,

    I agree with the others, save your money.   Oppo's quality and support are very good.   My 105 has operated flawlessly for over 2 yrs.   Even if you're unlucky enough to get a rare lemon, you'll likely know it before the basic 2 yr warranty is up and have it replaced anyway.

Tim