In Santa Barbara (small town 100K, with high roller buyers in Montecito) we have two high-end stores, for one I am friends with the owner and his wife. I bought my 1.0 component system from the other, learned all the things I did not like about it, and although I tried to purchase from my friend (who also offered friends&family discount, specializing in Home theatre and home automatization) I have not bought anything in my current system from there, because they cannot provide what I am interested in. I was surprised that I could not get a Pass amp (made in California!), nor a Rega TT (MAJOR brand) in town. I tried to support my local businesses, but if they cannot provide what I am interested in, I look elsewhere.
Not one, and I mean any in the world, store has all the items I am interested in. So I purchase from assorted vendors (KTE: HoloAudio DAC, Upscale: VPI, PrimaLuna, EAT, Zesto, Rega Naia, other place: Pass amp) and direct (PearlAcoustics speaker, Dan Clark cans, Woo Audio HPamp).
A friend just asked me to help with a $500 TT selection to go with Klipsch nines (active bookshelf speakers). I don't think any are available in town (Uturn, Rega, Audiotechnica, MusicFidelity), so it will be on-line purchase, most likely. The local record store has some second hand stuff, but that is rather low end. Not sure BestBuy/Magnolia sells anything halfway decent.
my 2c from a small US town.