What are fuses used for?


I have, I’m sure to many, a very dumb question. I keep reading about fuses.  I have a fairly sophisticated system and have never come across the need for a fuse.
Can someone tell me where these fuses go and what they’re used for?
128x128rvpiano
It is also possible if you have newer gear there maybe NO "user" accessible fuse to change.
There has been a trend to just solder a fuse internally on a board.

Obviously not something you can just switch out quickly and easily.

Some even more enlightened manufacturers have abandoned fuses altogether in favour of circuit breakers.
I think I’m going to be a flatearther on this one.
It seems like too much trouble.
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OP
Probably a very wise decision... Lol.
One more item not to fret over or spend money on!