inna
$11.2k for the least expensive Gryphon integrated for ten years wouldn't be so bad if acceptable financing was available.I'm not sure how the availability of financing and the calculation of value are related, or even what "acceptable financing" even means. In any event, if you have good credit, you can finance anything.
In New York City many live without a car, so they can spend some on good equipment.In NYC, a car is as much a nuisance as an asset. And typically, the high cost of housing offsets the savings gained by not needing to own a car.