I wouldn't crawl over broken glass to get an SACD player. I have one and, as others have commented, can say from experience SACD sound isn't automatically better. If you find an affordable CD player that also does SACD or, better yet, a high value universal player (Oppo?), sure get it - but if money is tight, don't go out of your way for the SACD capability.
Did the flood ruin your gear and library or just your gear? I'm wondering if you can clean and thereby save your CDs. If rehab/recovery is possible, consider getting something that will let you rip them to hard drive and playback via DAC. Cocktail Audio has something that is all in one. Unable to comment about sound quality. I find playback of ripped CDs via an Auralic Aries Mini sounds better than playing the actual disc. There are other options than the Aries Mini too. Good luck. Sorry to hear about your losses.
Did the flood ruin your gear and library or just your gear? I'm wondering if you can clean and thereby save your CDs. If rehab/recovery is possible, consider getting something that will let you rip them to hard drive and playback via DAC. Cocktail Audio has something that is all in one. Unable to comment about sound quality. I find playback of ripped CDs via an Auralic Aries Mini sounds better than playing the actual disc. There are other options than the Aries Mini too. Good luck. Sorry to hear about your losses.