There is risk all around (or should be).
I typically would like buyers to come by, pay and pick up the unit. That way, I can also connect it and they can sit and listen to their music to make sure it works correctly. That is preferable. I never sell anything unless I'm absolutely certain it works correctly. When they come by, they must have agreed to the purchase before hand. If they change their mind after hearing it, well okay, but I insist that they agree on the purchase first.
I am not a store. when people mention stores and how stores shouldn't charge credit card fees. Well, that is not true anyway. Stores incorporate all of their fees into the price of what ever they are selling. If they don't, they don't stay in business very long.
I don't like using paypay. 1) it is a serious pain in the bottom to use. 2) it charges the seller 3-4% of the selling price. 3) it protects the buyer and does not protect the seller at all. The buyer can purchase an item, place their funds in the paypal escrow site, take possession, connect it, decide they don't like it's looks or sound or whatever, and request a refund and get it from paypal. Again, I'm not a store and don't pretend to be. When I sell something, I describe it accurately, and it definitely looked and worked as I advertised it.
Just because when a person got it to their house and they decided it wasn't a great fit in their system, should not be my problem if it worked as advertised. If it doesn't work, there could be three reasons for that. 1) it was not working correctly when the person shipped it, or 2) the item was damaged in shipping, or worse, 2) the buyer damaged it after receiving it. I know some that don't believe that they should be responsible for damage in shipping is the buyer insisted on shipping. I partially agree with this. If the buyer damaged the unit after receipt, for example, connected the amp and shorted the outputs (happens all the time), how is this my problem? Well, paypal will not release the funds because the buyer said the unit didn't work.
This is why I want people to come by and pick up the unit.
However, I have shipped items in the correct shipping containers with no issues. Except once. I shipped a McIntosh unit to the east coast for repairs and the glass was broken in shipping. Have no idea how this could possibly happen. UPS gave me a complete runaround and I had to pay for new glass myself. even though I had UPS insurance. Who knew?
So, yes, if a buyer insist on using paypal, I state clearly that if the buyer insist on using paypay, then they must pay the paypal fee. plain and simple. otherwise, drive over, listen to the unit actually work, pay me and take possession.
I also have no problem receiving a personal check from a buyer. but, I will not ship (and inform buyers of this), until my bank tells me that the check has cleared. There are risks to me for this as scams happen every day when phony checks are used and even fool banks. Until after I've shipped the unit and the bank tells me that check was bad. Oh well,
So for those complaining that I add the paypay fee and charge buyer paypal fee. I don't apologize for this. I don't like or insist on using pay pay. That is the buyer preference and if so, they should be prepared to pay the fee that pay pal imposes.
Otherwise, come by and pick up the unit or pay using a personal check.
I don't rip off people. I treat people as I want to be treated. honestly and fairly. I know, I'm not everyone. but, risk has to be minimized on both sides. Paypal is entirely one sided.
enjoy