All, again many thanks for the many suggestions. A few observations: First, let it be stated that with all the problems in the world, it is certain that spending even $500 on something like a DAC could be better spent in the service of humanity. :) And for the record, I am quite comfortable with my personal level of charitable giving. Half in jest, y'all.
Also, I misstated the DAC price - it's $20K, not $30K. But I think all the comments still stand.
I'm always amazed in these discussions how many well-argued positions there are on both sides. So I guess it comes down to ones own taste and ears.