What to upgrade to?


I will be retiring at the end of the year or earlier depending on the Covid virus.  Anyway I am looking for that last upgrade to my system.  I will be looking at either upgrading my analog system or loudspeaker.  I have about 10k in a complete turntable and my speakers retailed for 12k about 5 years.  Both I could live with in retirement and be quite happy. But I have $15k - $20k to spend if I want to on either upgrading my turntable or speakers.  What would you upgrade? Turntable or speakers?
bobheinatz
Yogiboy I have a Artisan Fidelity Lenco table with a SME arm and Intuitive Design Gammas speakers.
Both perform at a high level for their price.  Almost no one is familar with my speakers that's why I didn't want to mention the table and speakers.  3 Easy Payment thanks for your opinion.  I could move up the Artisan Fidelity chain with a trade in.  Always a option.  Keep them coming.
You can probably find a demo pair of Harbeth 40.2's for $12K and use the remaining $8K upgrading your analog system.  
I know the op targeted table or speakers , but its worth talking about phono preamp too.

Also spreading the budget could work too. Maybe better cart &/or SUT or phono. Maybe subwoofer? So many variables.
3012 arm?
SME V arm.  The phono stage is a built into the preamp m.  It's a Deja Vu custom pre and the phono section is outstanding.