Whole panel supressors SHOULD be used, but get a series mode protector near your delicate gear. Please note the activation voltage of whole house surge suppressors is often quite high, ~ 300V, and take a while to activate. I installed one in a Square D panel and the instructions clearly recommended additional protection at your gear. I’ve read from a single source that lightning strikes can induce a surge in the wiring itself, it doesn’t have to come down the line, so that’s another reason to have a suppressor near the gear.
Further thoughts here:
https://inatinear.blogspot.com/2019/04/power-management-for-frugal-audiophiles.html
Further thoughts here:
https://inatinear.blogspot.com/2019/04/power-management-for-frugal-audiophiles.html