Do you think your next cartridge must be your last cartridge?
Why?
With advanced stylus profile like MR you can use a brand new cartridge for 2000 hrs according to the manufacturer. It's too much time if you're not playing records everyday.
Then you can just buy something else. Do not try to find an MC cartridge that will last forever, especially those new MC.
If you're so concerned about stylus wear or suspension condition then buy an MM cartridge and spare styli - this is the best you can do.
Did you every try a good MM or MI ? If you want something user friendly then look for a cartridge with user replaceable stylus, but get the best MM/MI if you want superb quality.
P.S. I want to correct a previous poster, Dynavector are NOT for heavy tonearms. Actually, Dynavector LOMC cartridges are high-ish compliance, they are great (Karat series for example) for mid mass tonearms.