I’ve hit clipping on 93 dB/Watt Tannoys (Kensington SE) with 25 tube Watts / ch, though only on certain material at higher volumes. And that’s hard clipping; soft clipping sets in well before that, so more overhead than you think you need is often a good thing for maximum clarity and dynamics. I heard that difference as I moved up in power amps.
I’ve even hit hard clipping once on those same Tannoys with a more powerful 65 - 70 Watts/ch tube amp, though that was a bit by accident - an extremely high dynamic range Sheffield Labs (direct to disc) record of Firebird Suite caught me well off guard! I ended up with 250 Watts/ch Rogue Apollo tube monoblocks and it was truly wonderful, and never ever clipped, even in "whoops" moments.
Now I run 96dB Tannoys (Canterbury GR) with 200 Watts/ch tube monos (VAC 200iQ) and there is really no possible way I will ever clip those lol. It sounds absolutely wonderful.
Of course, if you’re listening to rock/pop with almost no dynamic range (nothing against it, I enjoy a lot of it!) then yeah that 93 dB and 25 tube Watts will run you out of the room and you will never even reach clipping before your ears melt off.