Streaming Atmos on Netflix vs BluRay


This might be a total newbie question but I'm a 2 channel guy who's dabbling in Atmos.  I do have a 4.2.4 (no center) system and really enjoy what I hear on Netflix, Disney +, etc..  How much better would a 4k bluray be?

What am I missing by streaming Atmos and whatever other formats vs having an actual disc?
dtximages
I try to get as many discs from our library as possible.  That can mean a wait of a few weeks which doesn't work for impulse buying.  And there are other disc rental options such as Redbox, and the used lp stores here have video sections as well.  Does Netflix still offer the streaming plan combined with disc rental?
btw, your whole question about CDs..you didn't address the bandwidth issue in my previous post.  At least with your own CDs you control whether or not compression is being added, etc.  And no, CDs aren't streaming.  A CDP extracts 1s and 0s from aspiring disc and sends them to a DAC.  Streaming is getting content from a third party that then uses your ISP to send those bits to your device.  If the third party or the ISP alters that stream, intentionally or otherwise, not much the user can do about it
I do both. I stream from Netflix, Hulu, Amazon Apple TV+ and HBO Max. I find the quality to be excellent on my 5.1.4 Atmos system. 
I started renting 4K Atmos DVD's and the sound quality and Picture quality is a level better than streaming although if I didn't have a source of DVD rentals I would be more than happy streaming
It gets better yet with Blu Ray vs DVD.  Your point is taken, though that the convenience of streaming and the relatively good quality will satisfy most people
I have no issues with streaming.   I stream everything and find it excellent.  Maybe it's my processor.   I also have some blue ray atmos disk (sony 700 blue ray player).  There probably is a difference but I feel my streaming experience is excellent.   I am also hardwired to my roku with cat 7 cert cable (6 bucks for 6 foot on Amazon).  Also I'm using the latest 4k roku 2020 model.