The two stages of audiophilia

Got there I believe recently. Any further upgrade would just be too expensive for the improvement. System: Audiolab 6000 CDT, Denifrips Ares ii, Vincent Audio SA 31 MK / SP 331 MK and audio Physic Sitara 25's. Also use 2 x Definitive Technology super cube 4000 subwoofers.

i am somewhere between a family friend [ace musician] who hears all she needs from an ancient table radio] and your typical megabuck wealthy audiophile. 

Can’t is definitely the operative word… as in afford. But hey, whatever. 
Rule 1… see rule 10

Rule 10… return to rule 1. 
It never ends.

Stage 2: enlightenment.
After almost 50 years, I've hit stage 2 after downsizing from separates and big Maggies to a nice class D integrated and standmounts. Still enjoying vinyl, optical disks and streaming.
Didn't see it coming and it's so nice!

2. Sit back, listen to MUSIC and enjoy your system.

Listen to music?  Its a slippery slope my friends.  You don't wanna try that, there's no going back.