1. The sub would make the speakers’ job easier by not sending the low bass signal (i.e., below the crossover point) to them.
This can be true as long as the crossover in question has high pass filter capabilities. A feature very few powered subwoofers posses. A couple of exceptions are the JL Audio “E” series and I believe the Audio Kinesis “Swarm” (actually passive subs with an external amp). The other option would be to use an external crossover connected to your preamp outputs, which would split the signal that feeds your main and sub amps. Some examples of these would be the JL Audio CR-1, miniDSP as well as units made by dbx and XTA.
2. The signal sent to the speakers would still include the low bass even when the sub is used. Therefore the speakers would still receive the full range signal.
This is true with the connection method that you present.
Option 1 makes the job of your main speakers easier, option 2 does not.