I have Spotify Premium and Tidal Hifi with Roon. Qobuz is not available in my country. My DAC is Musician Pegasus.
Spotify Premium sounds more compressed and slightly grainy when the music gets loud and busy.
Tidal Hifi with Roon sounds more spacious and cleaner.
Spotify Premium sounds better when I am using my TWS, Tidal/Roon sounds better when I am using my main speaker setup.
I tried using DSP Upsampling in Roon. All the PCM and DSD upsampling options come at the cost of loss of details, smaller dynamics range, and more 'digital' sound so I keep it off. I actually like the MQA tracks, they seem to have better dynamics compared to non MQA ones.