Everything is relative. $100k to some folks is a significant amount of money and $100k to other folks is less than they pay in taxes, give to charity, etc.
I have been into my system since I was 14 - and did I ever regret a purchase? Kinda, once I bought a NAD integrated rated at 85 watts per channel and it didn't sound good to me. It simply wasn't creating a good sound stage. I took it back to the dealer and bought the 150 watt integrated and that solved the problem.
Over the years, I've upgraded my system and I've enjoyed the process. And I've enjoyed the process with friends too.
I always thought that's true for others too.