it looks like the iFi Zen that I'm using has a fixed load at 47K Ohms. Am I referring to the same thing you are?
@owl9113 You are. Cartridge loading is one of the more arcane issues of LP playback and it can have a big effect on MM cartridges! Its worth doing. A phono preamp manufacturer is being remiss if this issue is not addressed. In addition to tonal balance problems, the resonance can cause ticks and pops that sound like they are on the LP surface if the phono section has poor high frequency overload margins! Loading the cartridge eliminates that issue- so it can reduce ticks and pops depending on the design of the phono section.
FWIW its far easier to design a tube phono section that has good overload margins than it is solid state.
Some phono sections will have an extra RCA jack which is intended for loading purposes. Sometimes its handled by DIP switches internally. But there should always be some sort of provision, otherwise its impossible to get all the performance out of the cartridge and the phono section together!