A streamer like N200 now or later will set you up good for a long while. How long it will be before you would look to upgrade your DAC? You may get N150 now and save towards DAC but very likely once you have your DAC squared away; you will be itching for N200 or something equivalent.
Building a good system, takes time and patience if you are on a limited budget. Those who says DAC is more important than the streamer; clearly not heard a high quality streamer. In the end, you wanna end up with a DAC and streamer combo that are like two peas in a pod.
I am finally there with my digital front end. Take a look at pic 9, this is what’s been in making for last 5 plus years.
https://www.audiogon.com/systems/10630#&gid=1&pid=9