This whole thing reminds me of 4k tv. No normal person can get 4k all the way from the service to the tv without a doctorate in gadgetology. Luckily I'm semi retired and have time for all this.
I got a subscription to Qobuz and will try that out. Of course, when I tried to bring over a playlist from apple I had to go through some third-party app that wanted me to subscribe to the premium version or it wouldn't move more that 200 songs. :-( Rebuilding my 650 song playlist will be a project.
Qobuz should build a converter from other services in to make it easier to switch.
I'd prefer to keep the streamer and DAC/preamp separate. I think the streamer will be obsolete long before the DAC. Preamps never die.