@goofyfoot you’re posing a question in your post
So is it my equipment, or is it the quality of the microphones and their placement?
As you haven’t listed your components, without knowing your system it’s difficult to answer this question.
I haven’t run into the issues you’re describing in my system. One thing worth mentioning is that when you’re listening to a symphony orchestra live you don’t exactly experience tremendous instrument separation. You won’t hear every violin and cello in the string section as separate entities. It’s possible you’re used to the sound of your system so much that you started analyzing the sounds instead of listening to music and you’re nitpicking. One other thing that can play a part in how the recordings are presented is your room acoustics. And yes the recording quality is equally important.
Any albums you can list as an example? Also, are you using the Manic Moose or Roon? What streaming services are you using?