@rfagon
You bring up a lot of items, and that's why I initially recommended the Furman with SMP and AVR. SMP is best in class surge protection, while AVR will ensure your amps and other gear get fed consistently better voltage than your wall outlet might have.
I've even had contractors using circular saws on the same circuit as my amp and other gear. The voltage never ever wavered.
Your point about the difference in clamping (let through) voltages is also correct. Whole house units are not intended to protect your most delicate electronics, and the NEC as well as manufacturers recommend they be supported by point of use protection. I wrote about this in detail here, but series mode protection (Furman with SMP, ZeroSurge, Brickwall) is faster and clamps lower, plus usually cut off during brown outs and white outs.