@jasonbourne71 , There’s a bit more nuance to a dac than distortion, sinad, transparency whatever. They can quite significantly change a soundfield, spatial cues, perceivable detail with dsp tricks (fpga, etc).
Get a simple Creative soundcard and try the different tweaks on their dsp engine.
I have a couple of prepros that will let you create a very different experience everyday if one wanted (through dsp).
But, since the vulture priced dacs are typically sold to "purist" guys who are a bit technologically challenged, the dsp tricks.."flavors" are more hidden away.
A DAC is basically a sound card. Expensive DAC’s are trophies for the gullible rich to impress their clueless buddies!