The OP’s house was built in 1995. Minimum overhead fed electrical service is 100A @ 240V. That means each of the two legs 120V to neutral loads is good for up to 100A each.
200 amp overhead fed electrical services were common place in 1995 as well.
Underground fed electrical services even in 1995 were required by many power companies to be 200 amp electrical services.
A 120V 15 amp load ain’t squat in the scheme of things.
FWIW our over the range microwave/ hood vent fan unit is rated at 17.7KW. 1700W / 120v = 14.17 amps. My 200A electrical service doesn’t even care when it’s running. My central air outdoors condensing unit draws more than that at 240V. Even that load is minuscule to my 200 amp electrical service.