I think you have to divide it into two components, the transport and the DAC. I had the 95, and certainly preferred my Simaudio Moon Nova to the Oppo, but it was close. I now have a combination of a 103 and a Audio-gd Master 7 DAC. I still prefer the Nova, but the difference is marginal. I suspect that the narrowing of the gap is that I prefer the 1704 DAC's of the Nova and the Master 7.
You might want to try out the 105. If you don't like it, the resale value is pretty good.