Hi Readster - my loupe is mounted on a little stand so all I have to do to check the stylus is bend a little to look through it with the tonearm in the rest position. Fanatical, anal, wacko, or what have you, it is easy enuf to do. I suspect some folks may be surprised what their cart is carrying around that can't be seen with the naked eye.
If you think checking the stylus after each side is anal, I also run a HEPA air filter near my TT stand (unplugged during listening sessions). It does reduce the dust near the equipment area. I've got more flack over that then the stylus thing. But I don't change VTA with every record, so maybe I still have a ways to go yet.
My tap water is quite 'hard' - it has a lot of minerals in it, even with a water softener - so distilled works fine for me. I figure with a multi-$ cartridge the caution doesn't hurt and the Zerodust doesn't need cleaning all that often. So I suppose the little extra makes me feel good about myself. heh :-) cheers!
Tim