George: no problem!
Pops: Yes you do have to remove the tonearm, but it's not that difficult, especially with the optional lower nut... I had to adjust the VTA with my "new" Denon DL-103D cartridge and my Ringmat. If you want to adjust VTA for thicker records, I'd consider the Pete Riggle VTAF located here. I don't really have the patience to adjust VTA for each album, nor do I think that the difference will be that noticable on my setup... So, in my case, it was pretty much plug-and-play, but your mileage may vary... ;)
Pops: Yes you do have to remove the tonearm, but it's not that difficult, especially with the optional lower nut... I had to adjust the VTA with my "new" Denon DL-103D cartridge and my Ringmat. If you want to adjust VTA for thicker records, I'd consider the Pete Riggle VTAF located here. I don't really have the patience to adjust VTA for each album, nor do I think that the difference will be that noticable on my setup... So, in my case, it was pretty much plug-and-play, but your mileage may vary... ;)