Emily:
I think that would depend on a few factors. And those factors would be (1). What is the size of your room, (2). what are the size of your speakers, and (3). how far are you willing to go (i.e.: 30/70, 40/60, 50/50 music/movies, or 60/40 or 70/30 music/movies).
If it is the latter, then I would be going with separates, otherwise, if this going to be a 50/50 type of system and if you or your hubby is not seriously into listening to music, then I think a receiver would make better sense. If I were going with separates and want something of a musical pedgree, and only have about $3K to spend, then the only thing I would go for would be the Anthem pre/pro and their matching amp. But with the pre/pro going for about $2,500.00, that doesn't leave much money for an amp, does it?? So in this case then, I think a receiver is probably your best option. And at $3K, there are a lot of good receivers out there. Two of which I would look at would be the Denon AVR-5800 and a Marantz SR-19. I hope this helps. Good Luck.