Shop the used market here for something local. PSB, Thiel, dynaudio, Kef, vandersteen, all have good "cheap" models.
http://app.audiogon.com/listings/full-range-psb-imagine-t-towers-2013-10-06-speakers-44281-wadsworth-oh
I would skip the sub for now and put the money in speakers or amp/pre.
All in one DAC/pre/amp with great sound.
http://www.wyred4sound.com/webapps/p/74030/117839/612512