I should also note that you can use RAID 0 to create a single logical drive with the combined storage capacity of multiple drives and then mirror that array to an identical setup in RAID 1. (RAID 0+1) So you could chain together, for example, two 1TB drives in RAID 0 creating a single logical drive of 2TB and then create a second RAID 0 array made up of two identical drives, and then use RAID 1 to have the second array mirror the first for security.
The point of RAID 0 is that you can use the drives you want to create the capacity you need. You could take your four 250GB drives and create a single 1TB logical drive. I only point it out because sometimes large capacity single drives are expensive and it is more economical to use multiple drives. In addition, sometimes single platter smaller drives are more reliable, run cooler and quiter, ect. This provides flexibility.
Note however that RAID 0 has double the mean failure rate of a single drive. However, if you also mirrored the array or otherwise backed up your data this would not be a big deal.
All of the arguments against using RAID setups are well taken but it is an option that provides flexibility and ease of use in that the result is an entire music library on one logical drive and a built in backup system to guard against drive failure.