Buying HiFi at credit, anyone?

Like I said earlier, its easy to rationalize the use of credit cards as clearly evidenced in this thead.

Your dealer seems to have some exceptional bargains...

It's just as easy to rationalize not using them.

There have been several threads of this nature over the course of time, and they always turn into lectures about the evil nature of credit. I'm never sure what the question really is, nor why it always turns into a debate about the nature of credit.

Obviously, the U.S. has a trouble with spending. Naturally, it only makes sense that it would "infect" high-end audio purchases for some people. Is there something about credit for high-end audio vs. any other non-essential expenditure? Does it make somebody more "desperate" or "addicted" to high-end if they use credit to fund a high-end purchase rather than, say, an expensive car, new furniture, or a vacation?

Money is just a means to an end, and different people are willing to part with different amounts for different things. The two points of view expressed here seem to be the extremes. There's a lot of validity to the notion that you only go around once and you should enjoy it. There's also a lot of validity that living within one's means builds on itself and pays dividends, literally and figuratively. Neither of these concepts is any better or worse applied to high-end audio than anything else.