Buying HiFi at credit, anyone?


Has any of you ever bought a piece of Hifi with money you knew you did not have? Not talking about a 4-payment free interest deal when you have the cash anyway, I am talking putting the purchase on a line of credit or worse credit card and repaying it over many many months with interests to pay?

If so, no need to give a $ figure but how many months of net income did this represent and how long did it take to pay back? any regret? do you think it is a sign of ultime hifi sickness or true passion (not mutually exclusive!).
beheme
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There have been several threads of this nature over the course of time, and they always turn into lectures about the evil nature of credit. I'm never sure what the question really is, nor why it always turns into a debate about the nature of credit.

Obviously, the U.S. has a trouble with spending. Naturally, it only makes sense that it would "infect" high-end audio purchases for some people. Is there something about credit for high-end audio vs. any other non-essential expenditure? Does it make somebody more "desperate" or "addicted" to high-end if they use credit to fund a high-end purchase rather than, say, an expensive car, new furniture, or a vacation?

Money is just a means to an end, and different people are willing to part with different amounts for different things. The two points of view expressed here seem to be the extremes. There's a lot of validity to the notion that you only go around once and you should enjoy it. There's also a lot of validity that living within one's means builds on itself and pays dividends, literally and figuratively. Neither of these concepts is any better or worse applied to high-end audio than anything else.
Beheme, I am gonna buy a pair of Albert VonSchweikert speakers on my Visa...that should make your head explode!