1st Post, Welcome Aboard!
I would keep
Pioneer Receiver
Pioneer Speakers (level controls, yeah!)
sell Yamaha Speakers or use elsewhere or give away
New Cartridge with Headshell, Your tonearm has a removable Headshell, plan on moving the new cartridge to a better Turntable later so the improvement/investment is transferrable
My favorite not very expensive Moving Magnet Cartridge (works with your receiver’s phono input) is:
Audio Technica Headshell/Cartridge Combo Kit
VM540ML/H
includes a headshell (keep your old cartridge/headshell/factory aligned) for when you get a better turntable you can put the current one back on, sell old TT or use elsewhere or give away).
It has a MICROLINE Stylus shape, much better sound and lasts longer than others.
Adjust the level controls of those speakers for your listening space.
How old are your ears?
I cannot post links, but you can find and read this article
sound-smith dot com /articles/stylus-shape-information