It may be smarter to get your financial advice from this website than all those genuius financial services advisors. Weren't they the guys telling us the economic fundamentals were sound just a couple months ago!
The economists I listen to and trust have been forecasting this exact financial tsunami for years, I got out of the market a couple years ago. These economists are predicting 5,000 Dow and up to 25% unemployment rates. Perhaps this will not happen, but they've been correct up to this point. It also appears we are heading for a deflationary spiral, all financial instruments may be headed downwards.
To sell now would be selling in a down market and buying now is buying into a market that's yet to reach bottom. Should have sold two months ago, buy stocks at the bottom, 5,000 or ?