Since we have no prior experience of listening to each other’s systems, and comparing them, etc., we do not know if we have a meaningful overlap in how we hear, what we prefer and appreciate, and what engages us musically and emotionally.
The best I can share is to let you know what I would choose...so please take this in that vein,.....
I like the T-Ref, so this is not about disliking it. If it was the only speaker I could have in my system, I’d be happy. And I imagine there are quite a few folks out there that are very happy with them.
But you asked to compare the two, So:
If one were biased towards HT, I can see and understand choosing the T-Refs over the DIs or the SEs, but I can also see how someone would be very happy with the DIs or the SEs in a Home Theatre setup.
For Me [emphasis]: For 2Ch/Music the T-Refs are not in the same game as the SEs, let alone on / in the same field or stadium. I’m now further along my journey with the SEs, and as I’m optimizing my system with these speakers in it, this is only becoming more obvious and striking.
Primary differentiators, for me, would be the musicality and emotional engagement, the connectivity to the performers/performances and the ’rightness’ offered by the SE (vs the T-Ref).
Your take may well be quite different than mine. Best way, as you know, is to audition both.