receiver or preamp

hi yall.  i listen to music only (no movies) and then only the fm radio or records.  currently, i've been running a receiver > power amp > speakers, but i don't like my receiver and it's developing quirks i no longer want to put up with.  
i was going to replace my receiver but kinda got 'scolded' by nobody i know for not just buying a tuner and a preamp.  i certainly don't need the extra functions of a receiver but is it that foolish to go with a receiver (as an fm tuner / preamp)?  i've got less than a grand in my system total and will likely only ever replace my phono preamp and maybe my cartridge after this. my logic is i can spend 200 on a receiver or spend 500 on a pre and a tuner.  receiver seems the logical choice as we don't sit and absorb our music, we just have it on as we go about our days doing whatever.  thank you.