@jbhiller Well said.
For me: “I don't have $50k speakers, but today I have $32K speakers and I never thought I'd get here. I can now fathom maybe a $70K set of speakers if I could use them and enjoy them thoroughly for 20 years.
However, when I retired I had $13K speakers which I thought I would have forever, and was able to upgrade to these $34K speakers… wow, I am so lucky… and enjoy them every day. They are so much more than I thought speakers could be.