Tax Returns: Nothing, a new DAC or... ?

Hello Audiogoners,

Tax season is upon us and perhaps for the second time ever I have filed my taxes on time.  My choices are:

• Clear out my credit cards
• A new DAC

I currently have a Mytek Brooklyn (orignal version) and am thiniking of a DAC which is a Roon endpoint, with a $5,000 budget.  I've never heard the Manhattan, or the Bricasti M5 but they are in my price point and feature set.

I really really like the Mytek Brooklyn .... but do you think in this price range I could find something that would make me pull out my card?

Or do I save my money and prepare for the end of days??