My Peloton is in the loft with my audio system so I combine both. Since I work from home I also take my work laptop into my loft and listen to music while I work. Does not work if I'm running meetings but having background music is nice even if it is not focused listening.
On the weekends my wife is fine with me going upstairs and listening to anything new that is out on Tidal so overall it's a decent balance. My wife also likes to grab a glass of wine and listen also which is cool. The only downside of that is she has complete control of what we stream through Tidal :)