Glad we got that mystery solved!
As for the MC vs. MM - perhaps semantics but I wouldn’t consider the SP14 as having an MC stage. An MC stage would have a ~ +20dB headamp or SUT up front *before* the RIAA stage. This SP14 has a 44dB RIAA stage up front, and then a high gain 20dB line stage AFTER this. Maybe on paper that’s fine, but personally I haven’t found good results feeding too low a signal level into an MM RIAA stage and then "making up" for it with line stage gain. This suboptimal arrangement may partially explain why OP liked it with such a low loading impedance (20 ohms, or even less if in parallel with 100 ohms), in an effort to change the sound.
I disagree with ARC’s decision to solder 100 ohm resistors on the phono input. That absolutely kills any flexibility. With 47K fixed input, a user could always get a loading kit (like from DB Systems) if they needed to change loading for MC direct-input.
Also agree with others - a 12 ohm coil like this AT cart should be loaded at LEAST 100 ohms or greater. As long as this 100 ohm resistor is fixed on the phono input, that means absolutely no SUT, and no additional loading should be used. You’ll start losing dBs and modifying frequency response as you move lower.
Personally I'd clip out those 100 ohm resistors and resume using it with the SUT!