I decided to listen very closely to two downloaded CDs in WAV files on my Innuos Zenith 3 drive vs the same two streamed from Qobuz. In both cases the streamed version on Qobuz was an HD 192 stream. In both cases the streamed version sounded slightly better. Van Morrison and Nora Jones. The Qobuz streams seemed to have less noise being more relaxed and pure sounding. A tad more enjoyable.
This scenario goes in the other direction slightly favoring my downloads depending on the quality of the particular Qobuz recording.
Investing in a high quality Aphile switch, ENO Muon ethernet filter, and ENO Muon ethernet cables helped make this level of streaming quality possible.
I have a Tron Atlantic Signature dac and Tchernov Ultimate USB cable. I owned the same Wireworld USB the OP uses and it is certainly very good! I did find both the ENO and Tchernov USB cables more to my liking. Both being more meaty and full bodied sounding while maintaining great realism and purity.