So, just to further my understanding: assuming price no object, does there exist any DAC, or DAC/Pre combo, capable of making my streamer (or the best streamer in existence, for that matter) sound indistinguishable from an FM radio signal,
That FM radio signal comes from a digital source at a low bit rate and is compressed/limited to boot. So, if you’re only getting FM quality from your digital gear, something’s wrong. It should be very easy to better an FM radio signal. There are people who prefer low bit rate music into ear buds over CD quality or hi-res digital on a good system, though.