I have found some rather expensive speakers that look expensive and fitted with beautifully machined spikes to give the impression of great care and engineering chops, but have cheaped out on the XO components which are hidden from view. Push-on connectors are used on the internal wiring to speed up assembly and other sound limiting short cuts are taken. All this cost saving is doing the resultant sound no favours.
Something mostly overlooked either from ignorance or deliberate acceptance is the orientation of the inductors. If two coils are close to each other there will be coupling, this is how transformers work, where they talk to each other causing congestion and smear. Keeping them far apart helps but of course will require a larger platform causing even more problems. Another reason that the coils are not optimally aligned is because one of them needs to be mounted, not lying flat, but upright on the rounded part which makes mounting it more difficult and time consuming.
If they are mounted correctly then they can be placed close to each other with virtually zero coupling. This happens when they are positioned as two links of a chain would lie.
Then there is the internal wiring, nasty sand cast resistors and the almost exclusive use of PCBs. Yes, there is much that can be improved. We are not talking about redesigning the XO circuit but improving what is there by replacing components with same value but better parts.
When I work on optimising the XO I endeavor to remove any terminals using brass. Those great looking chunky speaker terminals are bad news. Usually the brass, IACS about 27%, is first plated with nickel, IACS about 24%, which polishes to a high finish, and then gold plated. The polished nickel allows for a very fine looking and attractive finish. So, many dissimilar metals playing havoc with your precious audio signal. The push-ons are also brass!