OP, 👍
I’m old enough as well to just not worry about a lot of stuff. Yes, a once in fifty years kind of thing is worth not worrying about.
I remember putting UV filters on my Nikon lens to protect them. What a waste. I stopped that twenty years ago and have never damaged a lens… but got the best the lenses have to offer. I don’t lock my car… I live in a very safe area… and there is nothing inside to steel. Etc. I just don’t sweat that stuff any more.