@rvpiano
I don't think you can go wrong with a 60 day return policy. You probably know this, but you might experiment with different cables before you make a final judgment. I don't have real expensive cables, but I can hear differences. I might have misjudged my streamer with certain cables.
I'm using a $3649 retail streamer (Innuos Zen Mk3) and a $1650 Gustard R26 dac. I bought the streamer slightly used for $2000. Do I need a better dac? I don't know. The Gustard is pretty darn good for the price.