Streamer, no DAC please?

+1 on the PS Audio AirLens.  $2000

Keep in mind, however, you need to consider what streaming service you want to use (Tidal, Qubuz, Amazon Music, Apple Music, Spotify, etc.) and what control app (BluOS, Roon, etc.)  Some are better than others and can cost additional money.

But if you want to wet your feet, find a used Bluesound Node (v2.1 or higher), or even a WiiM Pro ($149 on Amazon) or WiiM Mini ($89) to try.  Use their native software and only pay for the streaming service.  Then if you like the streaming process, treat these as disposal (i.e. sell on eBay) and get something better.

...my 2 cents...

Jeff

Most high end streamers do not have a DAC. I highly recommend Aurender. For budget... N200 or used N100... or N20. The more you invest the better they sound... up to the very highest level. One of the considerations is the app used to control them. Aurender has Conductor... for iPad, phone, MacBook or tablet. It is easy to use, well regarded. Aurender has excellent service as well. 

I have friends that have purchased other high end streamers... most complain about the app that controls it. While others may have good sound quality... many do not, the app is your interface. 

Lumin, Aurlic and others make good quality streamers. 

I plan to subscribe to Qobuz or perhaps Tidal...

Most good streamers don’t have a DAC. Innuos, aurender, Grimm MU1, etc. the all-in-ones tend to be lower quality with some notable exceptions like the Grimm MU2.

PS  decide if you want to use Roon before you buy. this will influence your decision.

As a Luddite get a WIIM mini. Cheapest way to educate yourself on streaming.